Office Move Valuation Plans


Year after year, JK Moving Services has some of the lowest numbers of claims in the industry.


We take extra care in handling, packing, and moving a company’s assets. But sometimes, things happen that are out of our control. That’s why we offer different levels of valuation, or protection for your company’s belongings, and we can make recommendations on what’s right for you.Terms like “valuation” and “insurance” are hard to understand. But they’re very important when it comes to protecting your company’s assets.

Let’s start with the basics.

What is valuation? This is the designated dollar value or the worth of your shipment. It’s hard to estimate the total worth of a company’s assets—especially if your organization is a large one. Valuation is limited to the damage caused by the mover’s actions. For instance, “acts of god,” like a tornado or a hurricane, are not covered under valuation.

Is valuation included? Yes. Under federal law, movers must offer two different options,Released Value and Full Value. Released Value protection is available to you at no additional charge—it’s included in your move. However, it’s limited. Should anything get lost or damaged, each article is covered for 60 cents per pound, or $50 per article (whichever is less). You’ll have to pay a $100 deductible out of your own pocket on all claims you make. This is a great option if you don’t have a lot of valuables, such as high priced furniture or electronics.

Can I buy more coverage? Yes. Full Value valuation provides higher-dollar protection for your company’s assets. JK recommends that you buy Full Value protection if your move totals a considerable value, either because you have expensive items such as electronics, artwork, antiques, servers and IT equipment or because the total value of the move is a significant value to your organization. Your accounting department should have a record of all of your company’s assets and their value. When your move consultant comes to your organization, simply alert him or her about these high value items.

If I buy Full Value protection, what kind of protection will it provide? If any asset is lost, destroyed, or damaged while in your mover’s custody and is caused by the mover’s actions, your mover is required to do one of the following:

  • Repair the item
  • Replace with a similar item
  • Make a cash settlement for the cost of the repair or the current market replacement value

Under this option, movers are allowed to limit their liability for loss or damage to articles of extraordinary value, unless you specifically list these articles on your shipping documents. Make sure to tell your move coordinator exactly what your articles of extraordinary value are. An article of extraordinary value is any item whose value exceeds $100 per pound—for example, jewelry, silverware, silver, crystal, china, furs, antiques, and electronics. Your move coordinator can also provide you with a written explanation of this limitation before your move.

Are there deductibles for Full Value protection? Yes, JK offers several deductible options under its Full Value plan. The deductibles vary, depending on the total value of the move.

What things can affect my mover’s liability? Note that your actions can limit your mover’s liability. These include:

  • Packing perishable, dangerous, or hazardous materials without your mover’s knowledge. Materials might include nail polish remover, various oils, paint, and more. JKhas strict packing instructions of what you can and cannot pack—follow those guidelines and you’ll be ok.
  • Packing your own boxes can save your company a lot of money. But this also limits your mover’s liability.
  • Opting out of Full Value coverage for high value items such as electronics, antique furniture, and computer and IT equipment.

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What Customers Are Saying

Howard Hughes Medical Institute

Kim W. — The move went very well. The display cases and other exhibit materials were wrapped nicely. Thank you for all of your assistance.  


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